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Large, national chains, franchised business locations and government agencies are not included in this subset of the overall American Express merchant base.New York - As if brick-and-mortar retailers don't have enough online-sales-related issues to deal with,imitation hermes a PriceGrabber survey finds many people will be using smartphone apps to help save money while out shopping.designer watches The study found that 39 percent of smartphone owners have a shopping-related app on their device and that 84 percent of those people intend to use it this holiday shopping season.